HOME LOANS

Shravanthi Shelters brings in a facility to ensure convenience for our customers to interact with financial institutions and banks

Shravanthi Shelters

Shravanthi Shelters brings in a facility to ensure convenience for our customers to interact with financial institutions and banks to avail housing loans. We help our clients with easy processing of loans by closely working with them during the documentation process required by financial institutions and banks.

We work closely with esteemed institution like State Bank Of India, ICICI Bank, Axis Bank, IDBI, Canfin Homes, National Co-operative Bank in all our projects.

Here are a few basic points to be considered while applying for a home loan:

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FAQ

What is the advantage of a home loan?

A home loan is a residential mortgage taken by an individual or family who wishes to purchase a piece of real estate in the form of a house, apartment, condominium, villa or a row house. Housing loans can also be obtained for building a house, repairing or renovating the interiors of an existing house. Home loans are easily available and are categorized into various interest rates, as per the borrowers needs and repayment capacity.

What is the eligibility for a loan?

Any Indian citizen who is above the age of 21 years at the time of sanctioning of the loan and is below 65 years of age on or before completion is entitled for a loan as per the guidelines of financial institutions and banks.

Salaried employees as well as entrepreneurs who are residents of India can apply for a housing loan.

Non-resident Indians (NRIs), salaried and business individuals under Reserve Bank of India (RBI) guidelines can apply to any of the financial institutions and banks in the country to obtain loans.

Is it advisable to obtain a housing loan?

Taking a home loan seems like a judicious option when the resources on hand may be insufficient to buy a lifetime asset like your dream house. A home loan financially helps individuals who cannot pay the entire sum required to purchase their dream house. Currently India is going through a period where housing loans are easily available and it makes a lot of sense to buy quality housing today, rather than wait when property prices could soar and become unaffordable.

What are the legal documents required to obtain housing loans?

The first step while applying for a house loan is compiling the required documentation. Shravanthi Shelters helps all it’s clients to make sure it is an easy process. A few mandatory documents to be produced while securing a home loan are:
(a) Income Tax Returns
(b) Salary Slips
(c) Residence Proof (if you have any)
(d) Proof of Identification
(e) Auditors Report
Shravanthi Shelters will also assist in putting forward it’s clients to law firms associated with our company.

Disclaimer

This disclaimer (“Disclaimer”) will be applicable to the Website. By using or accessing the Website you agree with the Disclaimer without any qualification or limitation. The Company reserves the right to add, alter or delete material from the Website at any time and may, at any time, revise these terms without notifying you. You are bound by any such amendments and the Company therefore advise that you periodically visit this page to review the current Terms.

The website and all its content are provided on an “as is” and “as available” basis.No information given under this website creates a warranty or expand the scope of any warranty that cannot be disclaimed under the applicable laws. This website is for guidance only. It does not constitute part of an offer or contract. Design and specifications are subject to change without prior notice. Computer generated images are the artist’s impression and are an indicative of the actual designs. Further the actual design / construction may vary in fit and finish from the one displayed in the information and material displayed on this website.

The particulars contained or the details mentioned in respect of the projects/ developments undertaken by the Company including depicting banners/posters of the project/development are being modified in terms of the stipulations/ recommendations under the Real Estate (Regulation and Development) Act 2016 and Rules/ Regulations made thereunder (“RERA”) and accordingly may not be fully in line thereof as of date. You are therefore, required to verify all the details, including but not limited to area, amenities, services, terms of sales, payments and other relevant terms independently with the sales teamprior to concluding any decision for buying any unit(s) in any of our projects/developments. Till such time the details are fully updated, the said information should not be construed as an advertisement. To find out more about our projects/ developments, please call our marketing centres or visit our sales office and speak to our sales staff.

In no event will the Company, its management, its associate companies and /or its employees be liable for claim made by the users including seeking any cancellation for any of the inaccuracies in the information provided in this Website, though all efforts have to be made to ensure accuracy. The Company under no circumstances will be liable for any expense, loss or damage including, without limitation, indirect or consequential loss or damage, or any expense, loss or damage whatsoever arising from use, or loss of use, of data, arising out of or in connection with the use of this website.

This website is currently being updated. While enough care is taken by the Company to ensure that information in the website are up to date, accurate and correct, readers are requested to make their independent enquiry before relying upon the same.

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